This website exists to demonstrate that the limits on the NDIS are not financial. There is ALWAYS enough MONEY for the NDIS.

That said, there are still some very important limits on the NDIS. Economists call these ‘real-world limits’ and they include things likepeople, skills, time, equipment, and services.

The NDIS cannot do everything we want it to. There’s not enough real resources available.

What are ‘real resources’ in the NDIS?

Real resources are the things that actually create or deliver support. This includes:

• Disability support workers
• Therapists like occupational therapists, physiotherapists, and psychologists
• Doctors, nurses, and specialists who write reports etc
• Assistive technology and medical equipment
• Housing, transport, and accessible buildings
• Time, energy, and coordination.

These are the things participants rely on to live safely, independently, and with dignity.

Why real resources matter more than money

Money by itself does not provide care. No matter ow much money you have, you cannot fund support work if there is no worker available. You cannot provide therapy if there are long waiting lists or not enough qualified professionals. Even with unlimited funding, services can fail if the real resources do not exist or are stretched too thin.

We see this, of course, every day. Many regions face shortages of experienced disability support workers. High turnover, low pay, burnout, and poor working conditions make it hard to attract and keep staff. This means participants often  have approved funding but still struggle to find reliable workers.

And don’t let’s get started on allied health supports!

Workforce capacity is a key limit

The NDIS depends heavily on a skilled workforce. Training takes time. Workers need proper pay, supervision and safe conditions. If demand grows faster than training and recruitment, gaps appear. These gaps are a real constraint, no matter how much funding is available.

Therapists face similar limits. There are only so many hours they can work in a week. Long wait times reduce early intervention and can worsen outcomes for participants.

Infrastructure and services also matter

Supports depend on physical infrastructure:

• Accessible housing
• Suitable therapy spaces
• Transport options
• Equipment supply chains

If housing is unsafe or unsuitable, supports become less effective. If transport is unreliable, people miss appointments and lose connection to the community.

Coordination is a real resource too

The NDIS is complex. Navigating plans, providers, reviews, and services requires time and cognitive effort. For many participants, this is exhausting. Support coordination/psychosocial recovery coaching itself is a limited resource and becomes more strained as complexity increases. Most people with experience agree that it is hard to find a decent support coordinator (although, happily, not impossible 😊).

The key point

The real limit on the NDIS is what the economy and community can actually provide in people, skills, care, and capacity. Provided these real resources can be found, we can always come up with the money needed for the scheme.